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Current Rates

Fixed Deposit Rate - 3 Months

8.33% p.a

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Loan Rate - Residential Housing

13.0% - 15.0% p.a

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Loan Rate - Personal Loans

13.0% - 15.0% p.a

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Pawning Rate

17% p.a

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*Conditions Apply

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Loans & Advances

For whom

Purpose

Amount

Interest rates

Jayaniwasa Housing Loans
- Facebook
Salary earners/Businessmen & Businesswomen with a steady monthly income

Housing, purchase of land, construction, repairs, renovations

No upper limit

13.5% - 15.5%

Inquire Read more
Pahasu Loan Scheme
- Facebook
Salary earners/businessmen/self employed individuals with a steady monthly income.

Housing & Consumption requirements

Up to Rs. 10 Million/-

13.5% - 15.5%

Inquire Read more
Gurusetha Loan Scheme
- Facebook
Teachers if the public and private sector schools and institutions

Housing & Consumption requirements

Up to Rs. 2.00 Mn

13.5% - 15.5%

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Suwasewana Loan Scheme
- Facebook
Health sector employees looking for a flexible and easy loan scheme

Housing & Consumption requirements

Health sector employees looking for a flexible and easy loan scheme

13.5% - 15.5%

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GMOA / GDSA LOAN SCHEME
- Facebook
Medical Officers, Specialists Consultants, Administrative Officers & Internship Officers

Housing, Consumption & Education requirements

No upper limit (Housing)
Any Purpose 5.00 Mn

13.0% - 13.25%

Inquire Read more
Professional Loan Scheme
- Facebook
Aspiring professionals of the nation as they follow their vision in life

Housing & Consumption requirements

No upper limit (Housing)
Any Purpose 3.00 Mn

14%

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Wisdom Higher Education Loan
- Facebook
Students engaged in higher education (including employees)

Higher Education Funding Requirements

Up to Rs.10.00 Mn

15% - 16%

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Dream Home Loan Scheme
- Facebook
Expatriates who are engaged in high earning employment

Housing

No upper limit (Housing)

14.5% - 16.5%

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Deya Viru Pranama Loan Scheme
- Facebook
Regular members of the three Armed Force’s

Housing, consumption, education, purchase of vehicle

No upper limit (Housing)
Any Purpose 2.00 Mn

15.5 % - 16.5%

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Auto Loan Scheme
- Facebook
Professionals permanently employed individuals and entrepreneurs

For personal / commercial vehicle purchases

No upper limit

16 % - 16.5%

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Swarna Pradeepa Pawning Service
- Facebook
Any person, who has repayment ability

Any purpose

24 carrot sovereign
- Rs 36000
22 carrot sovereign
- Rs 35000

18% per Annum

Inquire Read more

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