• Citizens of Sri Lanka
• Entities generating sufficient surplus from business activities

• For your working capital requirements
• Business expansion (Ex; new markets, new products or new services, new delivery channels)
• To move to new business premises
• Purchase machinery to keep up with changing technology
• And any other business purpose

• 1) Term Loans

  You can obtain a business loan with flexible and convenient payment schedules ranging from short term, medium term to long term, for any business purpose in sectors such as Commercial, Agricultural, Industrial, and Tourism, etc.

• 2) Overdrafts

  An extension of credit form when a current account balance reaches zero. An overdraft allows the individual to continue withdrawing money even if the account has no sufficient funds in it up to pre-arranged limit, which can be temporary or permanent.

• 3) Bank Guarantees

  General Letter of Guarantees, Bid Bonds, Performance Bonds, Advance Payment Bonds, etc. are provided to customers favouring third parties to suit various needs depending on different business sector requirements.

• 4) Bills Discounting

  Discounting of Bills before its maturity days to meet working capital gaps of customers, by providing instant credit.

• 5) Cash Margin Facilities

  We consider facilities for any business purpose with the option of fixed loan instalments or to pay back as and when you can, against cash balances in Savings Accounts, Fixed Deposits, and Savings Certificates.

Depend on unique customer requirements, purposes and repayment abilities, security offered, with flexible policies to cater your each financial need.

Flexible repayment period varying with customer needs and purposes, from short-term to medium and long-term.