Current Rates

Fixed Deposit Rate - 3 Months

8.33% p.a

Loan Rate - Residential Housing

13.0% - 15.0% p.a

Loan Rate - Personal Loans

13.0% - 15.0% p.a

Pawning Rate

17% p.a

*Conditions Apply

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Interest Rates on Advances

Description Min. rate Max. rate
Export Finance - Rupee Facilities 14.0% 16.5%
Import Finance - Rupee Facilities 15.0% 18.5%
Lending to Small & Medium Scale Industries (SMEs) AWPLR + 2.5% -
Business Loans 15.0% 19.0%
Residential Housing 14.5% 16%
Pawning - 18%
Ran Sahana Loans 15.5% 17.5%
Overdrafts
  • Permanent
  (Loan rate + 1.5%)
  • Temporary
  24.0%
Personal Loans 16% 16.5%
Vehicle Loans 16% 16.5%
Education Loans 15% 16%
Credit Cards - 22% p.a. / 1.83% monthly
Agriculture/Animal Husbandry Fisheries/related industries 14.5%

16.5%

Development Loans 13.0% 15.5%
Divineguma - 14.0%

*Conditions apply

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